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Questions and Answers on: Condos & Townhouses

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In the past, home ownership typically involved a single‑family house with a yard. But today, due to increased prices of single‑family homes and changes in lifestyles, many people either cannot afford or simply prefer not to own traditional single-family homes. In response to their needs, alternative forms of home ownership have been developed. Among these are multifamily housing complexes containing townhouses and condominiums (often referred to as “condos”).

This pamphlet focuses on questions frequently asked about purchasing and owning a townhouse or condo. What are homeowners’ associations? What are my responsibilities as an owner of a condo or townhouse? What are the developer’s responsibilities? These are some of the subject areas addressed.

The reader is cautioned however that the legal aspects of condo and townhouse ownership are too complex to be treated in detail in this pamphlet. Therefore, prospective purchasers and owners of condos and townhouses are advised to consult their attorneys for specific guidance. In addition, for more information on restrictive covenants, homeowners’ associations (HOAs) and HOA dues and charges, see the Commission’s publication, Questions & Answers on: Subdivisions and Planned Communities.